RESIDENTIAL PROPERTY CIRCULARS

Circular Date Description
P-24-2 5/30/24  Revised Dwelling Fire and Extnded Coverage Insurance Rates
P-24-1 4/18/24 Mobile Home Program (MHC & MHF) Form and Rule Changes
Circular Date Description
P-23-4 8/3/23 2023 Mobile Homeowners Statistical Data Call
P-23-3 5/25/23 Property Program Changes - Assignment of Benefits
P-23-2 5/12/23 Revised Mobile Homeowners Rates for MH(C) and MH(F) Programs
P-23-1 1/31/23 Revised Dwelling Fire and Extended Coverage Insurance Rates - North Carolina
Circular Date Description
P-22-1 2/16/22 2022 Mobile Homeowners Statistical Data Call
Circular Date Description
P-21-12 11/23/21 Homeowners Windstorm and Hail Policy Program Revised Manual Rules and Rates
P-21-11 11/23/21 Revised Homeowners Insurance Rates and Rules
P-21-10 11/4/21 Revised Mobile Homeowners Rates and Rules for MH(F) and MH(C) Programs
P-21-9 6/11/21 Dwelling Policy Program Revised Named Storm Deductibles
P-21-8 6/11/21 Homeowners Policy Program Revised Named Storm Deductibles
P-21-7 6/7/21 Homeowners Enhancement Policy Revisions
P-21-6 3/24/21 Revised Dwelling Fire and Extended Coverage Insurance Rates - North Carolina
P-21-5 2/1/21 Homeowners Supplement Program Revisions - Actual Cash Value
P-21-4 1/29/21 Updated - Property Revisions - Actual Cash Value Rule of Application
P-21-3 1/27/21 Property Revisions - Actual Cash Value
P-21-2 1/21/21 Windstorm and Hail Policy Program Deductible Revisions
P-21-1 1/15/21 Homeowners Policy Program Revisions
Circular Date Description
P-20-3 12/17/20 Dwelling Policy Program Revisions
P-20-2 11/17/20 Independent Evaluation of the NC Flood Program
P-20-1 3/2/20 Private Flood Insurance Program for Residential Property
Circular Date Description
P-19-9 12/19/19 Revised Mobile Homeowners Rates and Rules for MH(F) and MH(C) Policy Programs
P-19-8 12/9/19 Revised Dwelling Fire and Extended Coverage Insurance Rates - North Carolina
P-19-7 12/4/19 Introduction of 2014 Dwelling Policy Program
P-19-6 9/26/19 WITHDRAWN Revised Mobile Homeowners Rates and Rules for MH(F) and MH(C) Programs
P-19-5 9/26/19 Revised Homeowners Insurance Rates and Rules
P-19-4 9/16/19 2019 Residential Flood Program
P-19-3 9/10/19 Revised Homeowners Blanket Polcy Program  - HB 32 32 
P-19-2 6/14/19 Homeowners and Dwelling Policy Programs - Revisions - Rule A9. Windstorm Mitigation
P-19-1 4/16/19 Homeowners and Dwelling Policy Programs - Changes to IBHS Desiginations
Circular Date Description
P-18-11 8/24/18 CORRECTION - Homeowners Policy Program - Home-sharing Endorsements 
P-18-10 8/1/18 Dwelling Policy Program - Mobile Home Rating Clarification
P-18-9 7/30/18 CORRECTION - Homeowners Policy Program - Home-sharing Endorsement HO 32 48 Host Activities Amendatory Endorsement - North Carolina
P-18-8 7/9/18 CORRECTION - Homeowners Policy Program - Home-sharing Endorsement HO 32 37 Special Computer Coverage - North Carolina
P-18-7 7/2/18 Dwelling Policy Program Revised Dwelling Fire and Extended Coverage Rates
P-18-6 6/7/18 Revised Homeowners Enhancement Policy Program - HE 00 07 Home-sharing and Assignment of Benefits
P-18-5 6/6/18 Revised Homeowners Policy Program - Home-sharing, Unmanned Aircraft and Assignment of Benefits
P-18-4 5/14/18 CORRECTION: Mobile Home Policy Program MH(C) and MH(F) Amendatory Endorsements
P-18-3 4/18/18 Homeowners Revised Insurance Rates and Rules Effective October 1, 2018
P-18-2 4/25/18 Mobile Home Policy Program Revised MH(F) 300 and MH(C) 300 Amendatory Endorsements
P-18-1 4/25/18 Dwelling Policy Program Revised DP 32 32 Amendatory Endorsement
Circular Date Description
P-17-7 10/20/17 Private Flood Insurance Program
P-17-6 9/27/17 Homeowners Windstorm and Hail - Revised Manual Rules and Rates
P-17-5 7/31/17 Homeowners Wind Exclusion/Wind Mitigation Credit Update
P-17-4 7/20/17 Homeowners Relativities
P-17-3 3/8/17 Dwelling Fire and Extended Coverage Policy Program Revisions - North Carolina
P-17-2 2/28/17 Dwelling Fire and Extended Coverage Policy Program Revisions - North Carolina
P-17-1 1/17/17 Dwelling Insurance Policy Program Revisions - North Carolina
Circular Date Description
P-16-5 4/12/16 CORRECTION - Revised Dwelling Fire and Extended Coverage Policy Program - North Carolina
P-16-4 4/4/16 Dwelling Policy Program - Named Storm Deductible - NC - Endorsement DP 32 18
P-16-3 4/4/16 Revised Dwelling Fire and Extended Coverage Policy Program Revisions - NC
P-16-2 3/24/16 Red Springs Fire Department
P-16-1 2/11/16 House Bill 288 - Enhanced Endorsements
Circular Date Description
P-15-10 11/4/15 Data Confidentiality Statement
P-15-9 8/12/15 Elimination of P. O.Box Mailing Address
P-15-8 5/6/15 Correction: Mobile Homeowners MH(F) Revised Rates
P-15-7 5/5/15 Correction: Mobile Homeowners MH(F) Revised Rates
P-15-6 4/24/15 Introduction of Homeowners Wind Only Policy Program
P-15-5 4/23/15 Revised Mobile Homeowners MH(F) Insurance Rates
P-15-4 4/23/15 Revised Mobile Homeowners MH(C) Insurance Rates
P-15-3 1/28/15 Revised Homeowners Theft Deductible Factors
P-15-2 1/13/15 Revised Homeowners Insurance Rates - Revised Homeowners Territory Definitions
P-15-1 1/12/15 Homeowners and Dwelling Policy Programs - Community Mitigation Classification Manual - Public Protection Classification Rules Manual
P-14-8 11/14/14 Revised Homeowners Territory Definitions
P-14-7 10/13/14 Revised DwellingFire and Extended Coverage Insurance Rates - NC
P-14-6 8/13/14 Planning for RevisedHomeowners Territory Definitions
P-14-5 5/1/14 Homeowners Policy Program - Ordinance or Law Coverage
P-14-4 2-17-14 Homeowners and Dwelling Policy Programs - Inflation Cost Index
P-14-3 2-4-14 2014 Data Call
P-14-2 1-15-14 Dwelling Policy Program - Protection ClassificationInformation
P-14-1 1-10-14 Revised HomeownersEnhancement Policy Program (HE)
P-13-17 10/25/13 Revised Dwelling Fire and Extended Coverage Insurance Rates - North Carolina
P-13-16 10/15/13 Revised Homeowners Enhancement Policy Program (HE)
P-13-15 9/10/13 Introduction of Public Protection Classification 8B - Homeowners and Dwelling Policy Programs
P-13-14 9/3/13 Revised Homeowners 2011 Policy Program Manual Supplement
P-13-13 9/3/13 Revised Homeowners 2011 Historic Home Endorsement HH 32 03 07 13
P-13-12 9/3/13 Revised Homeowners Blanket Policy Program (HB)
P-13-11 9/3/13 Revised Homeowners Enhanced Policy Program (HE)
P-13-10 7/29/13 Homeowners 2011 Policy Program - Advisory Notice to Policyholders
P-13-9 7/19/13 House Bill 240 - Extended Time for Proof of Loss During a Disaster
P-13-8 7/8/13 Introduction of Insurance Services Office (ISO) Homeowners Policy Program (2011 Edition)
P-13-7 6/12/13 Actual Cash Value LossSettlement Windstorm or Hail - Losses to Roof Surfacing - Homeowners Policy Program
P-13-6 6/4/13 Introduction of Insurance Services Office (ISO) Homeowners Policy Program (2011 Edition)
P-13-5 3/11/13 Revised Homeowners Wind Mitigation Credits
P-13-4 3/8/13 Revised Homeowners Wind Mitigation Credits
P-13-3 3/5/13 Revision of Homeowners Insurance Rates
P-13-2 1/31/13 Restriction of Individual Policies - Homeowners Policy Program
P-13-1 1/24/13 2013 Data Call
P-12-8 12/5/12 IMPORTANT - Revision of Effective Date of Dwelling Fire and Extended Coverage Rates - North Carolina
P-12-7 11/29/12 Revised Dwelling Fire and Extended Coverage InsuranceRates - North Carolina
P-12-6 10/2/12 Introduction of Actual Cash Value Loss Settlement - Windstorm or Hail Losses to Roof Surfacing - Homeowners Policy Program - Correction toCircularP-12-5 dated 8/26/12
P-12-5 9/26/12 Introduction of Actual Cash Value Loss Settlement - Windstorm or Hail Losses to Roof Surfacing - Homeowners Policy Program
P-12-4 8/14/12 Senate Bill 836
P-12-3 2/16/12 Revised Dwelling Fire and Extended Coverage Insurance Rates - North Carolina
P-12-2 1/24/12 Hurricane Mitigation Program - Homeowners and Dwelling Policy Programs
P-12-1 1/17/12 Revised Dwelling Fire and Extended Coverage Insurance Rates - North Carolina
P-11-3 9/2/11 North Carolina Declarttion of Disaster Following Hurricane Irene - Residential Property Insurance
P-11-2 9/1/11 Introduction of Optional Higher Deductibles - Homeowners Policy Program
P-11-1 1/12/11 Annual Data Calls
P-10-11 9/17/10 Homeowners Enhancement Policy Program - HE 32 21 - Extended Enhancement Coverage - Revised Endorsement, Rule and Rate
P-10-10 6/29/10 Introduction of Hurricane Mitigation Credits - Homeowners and Dwelling Policy Programs - Policy Rules and Credits
P-10-9 6/17/10 Homeowners Enhancement Policy Program
P-10-8 4/22/10 Homeowners Enhancement Policy Program - HE 00 07 - Homeowners Enhancement Coverage - HE 32 21 - Extended Enhancement Coverage
P-10-7 4/22/10 Homeowners Blanket Policy Program - HB 32 32 - Special Provisions - North Carolina - HB 04 84 - Water Back-Up endorsement Withdrawn - HO P 003 03 10 - Advisory Notice to Policyholders
P-10-6 4/1/10 Introduction of Named Storm Precentage Deductible Policy Forms, Rules and Rates MH(C) and MH(F) Policy Programs
P-10-5 3/5/10 Introduction of Named Storm Percentage Deductible - Policy Forms, Rules and Rates -Dwelling Policy Program
P-10-4 3/5/10 Introduction of Named Storm Percentage Deductible - Policy Forms, Rules and Rates - Homeowners Policy Program
P-10-3 2/25/10 Enhancements to the Personal Lines Section of the NCRB Website
P-10-2 1/29/10 Annual Call for Annual Statement Data, Expense Experience and Installment Payment Data
P-10-1 1/7/10 Property Insurance - Community Mitigation Classification (CMC) - Revised Distribution of Protection Class Information
P-09-29 12/28/09 Homeowners Policy Program - Special Provisions - North Carolina HO 32 32
P-09-28 12/4/09 Changes in Public Protection Classification
P-09-27 11/30/09 Homeowners Policy Program - Personal Property Replacement Cost Coverage - Revised Manual Rule
P-09-26 11/24/09 Changes in Public Protection Classification
P-09-25 10/15/09 Homeowners Policy Program Advisory Notice to Policyholders Revised Water Back-Up and Sump Discharge or Overflow
P-09-24 10/12/09 Changes in Public Protection Classification
P-09-23 10/12/09 Changes in Public Protection Classification
P-09-22 10/9/09 Dwelling Policy Program - Revised Windstorm or Hail Exclusion Rule A3. Manual Rules
P-09-21 9/2/09 Homeowners Policy Program - Water Back-Up and Sump Discharge or Overflow - NC - Revised Rule, Rate and Endorsement
P-09-20 9/2/09 Water Damage Exclusion - Special Provisions - NC - Homeowners Policy Program HO 32 32 - Dwelling Policy Program DP 32 32 - Revised Forms
P-09-19 8/17/09 Changes in Public Protection Classification - Homeowners and Dwelling Fire Policies - Firemen's Relief Fund Tax
P-09-18 8/5/09 Insurance Data Quality One-Day Workshop - October 21
P-09-17 7/30/09 Changes in Public Protection Classification - Homeowners and Dwelling Fire Policies - Firemen's Relief Fund Tax
P-09-16 7/30/09 Changes in Public Protection Classification - Homeowners and Dwelling Fire Policies - Firemen's Relief Fund Tax
P-09-15 7/13/09 Updated Fine Procedures
P-09-14 5/20/09 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-09-13 5/20/09 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-09-12 5/8/09 Revised Homeowners Deductible Factors Homeowners Policy Program
P-09-11 4/28/09 Mobile Home Optional Wind or Hail Deductibles effective 4-24-09
P-09-10 4/14/09 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-09-9 4/14/09 Revised Homeowners Rate Level, Territory Definitions and Deductibles
P-09-8 3/3/09 Homeowners Revised Manual Pages - Rates and Territories Effective May 1, 2009
P-09-7 2/24/09

Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-09-6 2/2/09 Annual Call for Annual Statement Data, Expense Experience and Installment Payment Data
P-09-5 1/12/09 Revised Homeowners Rate Level, Territory Definitions and Deductible Program
P-09-4 1/12/09

Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-09-3 1/7/09

Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-09-2 1/7/09 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-09-1 1/5/09 Revised Homeowners Rate Level, Territory Definitions and Deductibles
P-08-22 12/23/08 Revised Homeowners Rate Level, Territories and Deductibles
P-08-21 11/6/08 Mobile Home MH(F) Policy Program - MH(F)-300 Special Provisions Endorsement
P-08-20 11/6/08 Mobile Home MH(C) Policy Program - MH(C)-300 Special Provisions Endorsement
P-08-19 10/16/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-08-18 9/19/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-08-17 8/7/08 Mobile Home MH(C) Territories - Revised Manual Rules
P-08-16 8/6/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-08-15 8/6/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-08-14 7/23/08 Revised Mobile Homeowners MH(F) Insurance Rates
P-08-13 7/23/08 Revised Mobile Homeowners MH(C) Insurance Rates
P-08-12 7/11/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-08-11 6/13/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-08-10 5/13/08 Corrections to Dwelling 2002 Policy Program
P-08-9 4/9/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-08-8 3/19/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-08-7 3/13/08 Homeowners Blanket Policy Program HB 32 32 Special Provisions Homeowners Enhancement Policy Program HE 00 07 Coverage Form
P-08-6 2/25/08 Annual Call for Annual Statement Data, Expense Experience and Installment Payment Data
P-08-5 2/13/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-08-4 2/08/08 Industry Data Collection (IDC) System Training Registration
P-08-3 1/24/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-08-2 1/10/08 Rollout of Enhanced Industry Data Collection System
P-08-1 1/7/08 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-17 12/14/07 Introduction of Insurance Services Office Dwelling Policy Program (2002 Edition) - DP 32 32
P-07-16 12/05/07 Introduction of Insurance Services Office Dwelling Policy Program (2002 Edition)
P-07-15 11/28/07 Dwelling 2002 Policy Program – Notice to Policyholders
P-07-14 11/27/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-13 11/20/07 Introduction of Insurance Services Office (ISO) Dwelling Policy Program (2002 Edition)
P-07-12 11/08/07 Homeowners Policy Program HO 32 32 Special Provisions – North Carolina
P-07-11 10/11/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-10 9/20/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-9 8/24/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-8 7/11/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-7 7/10/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-6 5/17/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-5 4/11/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-4 3/14/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-3 2/16/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-2 1/31/07 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-07-1 1/25/07 Revised Homeowners Insurance Rates
P-06-23 12/18/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-22 11/27/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-21 11/08/06 Territory Code Editorial Corrections (Amendment) Dwelling Policy Program
P-06-20 11/01/06 Territory Code Editorial Corrections Dwelling Policy Program
P-06-19 10/30/06 Senate Bill 277
P-06-18 10/17/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-17 09/28/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-16 09/26/06 Homeowners Policy Program Primary Insurance Coverage Endorsement HO 32 02 08 06
P-06-15 9/21/06 Senate Bill 277
P-06-14 8/30/06 Senate Bill 277
P-06-13 8/25/06 Senate Bill 277
P-06-12 8/21/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-11 8/16/06 Manual Rule Revision Mobile Home Policy Programs MH(F) and MH(C)
P-06-10 7/28/06 Manual Rule Revision Homeowners and Dwelling Policy Programs
P-06-9 7/12/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-8 6/13/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-7 5/23/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-6 5/17/06 Revised Dwelling Fire and Extended Coverage Insurance Rates – North Carolina
P-06-5 4/10/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-4 3/10/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-3 2/13/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-2 1/11/06 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-06-1 1/11/06 Homeowners and Dwelling Policy Programs Rule 106 and Rule 104 Protection Class Information
P-05-28 12/05/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-27 11/23/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-26 9/30/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-25 9/26/05 Homeowners Policy Program Hurricane Percentage Deductible - $1,500 All Other Perils Deductible Amount
P-05-24 9/16/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-23 8/16/05 Homeowners Policy Program Other Structures On Premises – Windstorm or Hail Exclusion Rules A3 and Rule 514
P-05-22 8/15/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-21 7/8/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-20 6/21/05 Homeowners Policy Program Inflation Cost Index
P-05-19 6/21/05 Dwelling Policy Program Inflation Cost Index
P-05-18 6/9/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-17 6/3/05 Special Provisions – North Carolina DP 32 32 12 05 Dwelling Policy Program
P-05-16 6/2/05 Jewelry, Watches and Furs Sub Limit Homeowners Policy Program
P-05-15 5/5/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-14 5/5/05 Dwelling Policy Program Spouse Access Endorsement DP 32 01 06 05
P-05-13 5/5/05 Homeowners Policy Program Spouse Access Endorsement HO 32 01 06 05
P-05-12 4/13/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-11 3/18/05 Revised Homeowners Insurance Rates
P-05-10 3/14/05 Homeowners 2000 Policy Program Rule 505. Earthquake Coverage (Correction)
P-05-9 3/11/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-8 3/3/05 WITHDRAWAL Protection Class 9E Clarification Circular P-05-7 Dated March 1, 2005
P-05-7 3/1/05 Homeowners 2000 Policy Program Protection Class 9E
P-05-6 2/24/05 Homeowners 2000 Manual Supplement (Correction) Homeowners Enhancement Coverage
P-05-5 2/11/05 Homeowners 2000 Policy Program HE 00 07 01 04 (Correction) Homeowners Enhancement
P-05-4 2/9/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-05-3 1/26/05 Homeowners 2000 Policy Program Rule 406. Deductibles Maximum Additional Charge
P-05-2 1/12/05 Homeowners 2000 Policy Program Manual Supplement
P-05-1 1/11/05 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-25 12/21/04 Homeowners 2000 Policy Program HO 32 25 10 04 Dwelling Under Construction – Theft Coverage Rate and Rule
P-04-24 12/16/04 HO 2000 Policy Program Historic Home Program Endorsements HO 04 91 10 00 Coverage B – Other Structures HO 32 25 10 04 Dwelling Under Construction
P-04-23 12/16/04 Homeowners 2000 Policy Program Withdraw North Carolina State Exception Rules 409 & 514
P-04-22 12/15/04 Homeowners 2000 Policy Program HO 04 91 10 00 Coverage B – Other Structures Away From The Residence Premises HO 32 25 10 04 Dwelling Under Construction – Theft Coverage
P-04-21 12/15/04 Homeowners 2000 Historic Home Endorsements HH 32 03 01 04 Historic Home Endorsement HH 32 10 01 04 Scheduled Architectural Features HH 32 11 01 04 Historic Home Other Structures
P-04-20 12/8/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-19 11/16/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-18 11/12/04 Homeowners 2000 – Notice to Policyholders
P-04-17 11/0404 Homeowners 2000 – Notice to Policyholders
P-04-16 11/02/04 Introduction of Homeowners Enhancement Policy Program (2000 Edition)
P-04-15 11/2/04 Introduction of Homeowners Blanket Policy Program (2000 Edition)
P-04-14 10/13/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-13 9/29/04 Introduction of Insurance Services Office (ISO) Homeowners Policy Program (2000 Edition)
P-04-12 9/10/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-11 8/4/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-10 7/8/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-9 6/11/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-8 6/11/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-7 4/13/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-6 3/18/04 Homeowners 2000 Policy Program
P-04-5 3/10/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-4 3/3/04 Homeowners 2000 Policy Program Revised Effective Date
P-04-3 2/9/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-2 2/9/04 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-04-1 1/7/04 Homeowners 2000 Policy Program Available
P-03-25 12/8/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-24 11/04/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-23 10/14/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-22 9/10/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-21 8/27/03 Dwelling Policy Program Windstorm or Hail Exclusion - North Carolina
P-03-20 8/27/03 Dwelling Policy Program
P-03-19 8/15/03 Homeowners Blanket Property Program North Carolina Special Provisions
P-03-18 8/8/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-17 8/7/03 Revised Dwelling Fire and Extended Coverage Insurance Rates – North Carolina
P-03-16 7/22/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-15 6/19/03 Mobile Home Program
P-03-14 6/19/03 Revised Territory Definitions Dwelling Policy Program
P-03-13 6/11/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-12 6/2/03 Homeowners Enhancement Policy Program
P-03-11 5/13/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-10 5/5/03 Homeowners Enhancement Policy Program
P-03-9 4/23/03 Dwelling Policy Program DP 32 32 Special Provisions - North Carolina
P-03-8 4/30/03 Homeowners Policy Program HO 32 89 Coverage C Increased Limit of Liability
P-03-7 4/30/03 Homeowners Policy Program HO 32 32 04 03 - Special Provisions - North Carolina
P-03-6 4/14/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-5 3/27/03 Mobile Home Policy Program MH(F)-54 Windstorm or Hail Exclusion
P-03-4 3/27/03 Mobile Home Policy Program MH(C)-306 Windstorm or Hail Exclusion
P-03-3 3/10/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-2 2/6/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-03-1 1/16/03 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-22 12/4/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-21 11/25/02 Homeowners Policy Program Additional Deductible Option
P-02-20 11/5/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-19 10/22/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-18 9/27/02 Circular Letter Distribution
P-02-17 9/5/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-16 8/14/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-15 7/19/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-14 6/11/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-13 6/6/02 Acknowledgement of No Coverage for Windstorm or Hail
P-02-12 6/3/02 Revised Homeowners Insurance Rates
P-02-11 5/24/02 Homeowners Policy Program Absolute Wind or Hail Exclusion – North Carolina
P-02-10 5/23/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-9b 5/16/02 Dwelling Policy Program Inflation Guard Endorsement – North Carolina
P-02-9 5/1/02 Revised Homeowners Insurance Rates and Territory Definitions Territory Maps
P-02-8 4/24/02 Changes in Public Protection Classification
P-02-HO2 4/16/02 Supplemental Call for 2001 North Carolina Property Expense Experience
P-02-HO1 4/15/02 Call for 2001 North Carolina Property Expense Experience
P-02-7 3/21/02 Introduction of Revised Territory Definitions Homeowners Policy Program
P-02-6 3/13/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-5 2/26/02 Amendatory Endorsement - North Carolina Homeowners Policy Program
P-02-4 2/25/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-3 2/25/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-02-2 2/19/02 Amendatory Endorsement - North Carolina Homeowners Policy Program
P-02-1 1/8/02 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-15 12/13/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-14 12/12/01 Public Protection Classification Changes Homeowners & Dwelling Policy Programs
Attachment: Homeowners Policy Program Manual Exception Pages
Attachment: Dwelling Policy Program Manual Exception Pages
P-01-13 10/16/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-12 10/9/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-11 8/31/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-10 8/8/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-9 7/19/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-8 6/19/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-7 5/24/01 Dwelling Policy Program Primary Insurance Coverage Endorsements
P-01-6 5/23/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-5 4/19/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-4 3/20/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-3 2/20/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-01-2 2/14/01 Hurricane Percentage Deductible - Homeowners Policy Program
P-01-1 1/23/01 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-14 12/12/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-13 11/27/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-12 10/13/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-11 9/18/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-10 8/28/00 Mobile Homeowners Policy Program
P-00-9 8/21/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-8 8/1/00 Endorsement HE 32 32 05 00 Special Provisions - North Carolina Homeowners Enhancement Policy Program
P-00-7 7/18/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-6 6/15/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-5 5/26/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-4 4/13/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-3 3/22/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-2 2/18/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-00-1 1/31/00 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-23 12/22/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-22 12/13/99 Endorsement HO 32 14 12 98 Hurricane Percentage Deductible - North Carolina Homeowners Policy Program
P-99-21 12/1/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-20 11/4/99 Endorsement HE 32 22 08 99 Homeowners Enhancement Policy Program
P-99-19 11/4/99 Endorsement HB 32 32 09 99 Special Provisions - North Carolina Homeowners Blanket Property Limit Coverage
P-99-18 10/14/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-17 10/6/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-16 9/2/99 Revised Dwelling Fire and Extended Coverage Insurance Rates - North Carolina
P-99-15 9/1/99 Revised Dwelling Fire and Extended Coverage Insurance Rates - North Carolina
P-99-14 8/19/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-13 7/21/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-12 6/16/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-11 6/3/99 Endorsement MH(F)55 (Ed. 2-99) - Personal Property Inflation Coverage Mobile-Homeowners MH(F) Policy Program
P-99-10 6/1/99 Extended Theft Coverage for Residence Premises Rented to Others for Specified Events Endorsement Homeowners Policy Program
P-99-9 6/1/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-8 4/14/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-7 3/23/99 Homeowners Policy Program Residence Rental Coverage
P-99-6 3/12/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-5 2/17/99 Revised Homeowners Insurance Rates North Carolina
P-99-4 2/16/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-3 1/20/99 Hurricane Percentage Deductible Filings - North Carolina Homeowners Policy Program
P-99-2 1/12/99 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-99-1 1/13/99 Hurricane Percentage Deductible - North Carolina Homeowners Policy Program
P-98-18 12/11/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-17 12/4/98 December 3, l998 Filing of Homeowners Insurance Rates And Classification Plan Changes
P-98-16 11/19/98 Revised Business Definition and Exclusion Homeowners Policy Program
P-98-15 11/10/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-14 10/27/98 Home Business Insurance Coverage Homeowners Policy Program
P-98-13 10/14/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-12 10/12/98 Revised Business Definition and Exclusion Homeowners Policy Program
P-98-11 9/16/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-10 9/10/98 Windstorm or Hail Exclusion Credit Dwelling Policy Program
P-98-9 8/21/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-8 7/28/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-7 6/15/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-6 5/19/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-5 4/21/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-4 3/11/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-3 2/10/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-98-2 1/16/98 Acknowledgment of No Coverage for Windstorm or Hail Form
P-98-1 1/12/98 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-97-24 12/30/97 Mobile Home Owner MH(C) Policy Program Replacement Cost Coverage Endorsement
P-97-23 12/30/97 Mobile Home Owner MH(C) Policy Program Mobile-Homeowners MH(F) Policy Program Stated Value Loss Settlement Endorsement
P-97-22 12/22/97 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-97-21 11/19/97 Windstorm and Hail Exclusion Homeowners and Dwelling Policy Programs
P-97-20 11/17/97 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-97-19 11/17/97 Windstorm and Hail Exclusion Mobile Home Owner MH(C) and Mobile-Homeowners MH(F) Policy Programs
P-97-18A 11/07/97 Homeowners Policy Program - Dwelling Under Construction Theft Coverage Endorsement
P-97-18 10/20/97 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-97-17 9/12/97 Changes in Public Protection Classification Homeowners and Dwelling Fire Policies Firemen's Relief Fund Tax
P-97-16 9/10/97 Actual Cash Value (ACV) and Functional Replacement Cost (FRC) Endorsements 1991 Homeowners and Dwelling 1989 Policy Programs
P-97-15 9/9/97 Actual Cash Value (ACV) and Functional Replacement Cost (FRC) Endorsements 1991 Homeowners and Dwelling 1989 Policy Programs
P-97-14 8/15/97 Changes in Public Protection Classification
P-97-13 8/15/97 Blanket Property Limit Endorsement and Property Coverage Enhancement Endorsement Homeowners Enhancement Policy Program
P-97-12 7/16/97 Changes in Public Protection Classification
P-97-11 6/12/97 Changes in Public Protection Classification
P-97-10 6/10/97 Dwelling Policy Program - l989 Edition - Interim Revision
P-97-9 6/4/97 Blanket Property Limit Endorsement & Property Coverage Enhancement Endorsement - Homeowners Enhancement Policy Program
P-97-8 5/27/97 Changes in Public Protection Classification
P-97-7 5/23/97 Changes in Public Protection Classification
P-97-6 5/22/97 Actual Cash Value (ACV) & Functional Replacement Cost (FRC) Endorsements - Homeowners 9l & Dwelling 89 Policy Programs
P-97-5 3/24/97 Changes in Public Protection Classification
P-97-4 3/21/97 Changes in Public Protection Classification
P-97-3 3/4/97 Changes in Public Protection Classification
P-97-2 3/3/97 Changes in Public Protection Classification
P-97-1 1/10/97 Changes in Public Protection Classification
P-96-11 12/2/96 Changes in Public Protection Classification
P-96-10 10/29/96 Changes in Public Protection Classification
P-96-9 10/4/96 Changes in Public Protection Classification
P-96-8 9/17/96 Changes in Public Protection Classification
P-96-7 7/30/96 Changes in Public Protection Classification
P-96-6 7/3/96 Changes in Public Protection Classification
P-96-5 6/6/96 Changes in Public Protection Classification
P-96-4 4/29/96 Changes in Public Protection Classification
P-96-3 3/27/96 Changes in Public Protection Classification
P-96-2 2/23/96 Changes in Public Protection Classification
P-96-1 1/19/96 Changes in Public Protection Classification
P-95-19 12/21/95 Changes in Public Protection Classification
P-95-18 11/20/95 Changes in Public Protection Classification
P-95-17 11/1/95 Changes in Public Protection Classification
P-95-16 10/27/95 ISO Dwelling Policy Program (l989 Edition) Seasonal Dwelling Definition
P-95-15 9/19/95 Changes in Public Protection Classification
P-95-14 9/1/95 Changes in Public Protection Classification
P-95-13 7/26/95 Changes in Public Protection Classification
P-95-12 6/22/95 Changes in Public Protection Classification
P-95-11 5/l8/95 Changes in Public Protection Classification
P-95-10 4/24/95 Changes in Public Protection Classification
P-95-9 3/4/95 Changes in Public Protection Classification
P-95-8 3/30/95 Introduction of ISO Building Code Effectiveness Grading Schedule
P-95-7 3/30/95 Senate Bill 872
P-95-6 3/17/95 1984 Homeowners Policy Program - Manual Supplement
P-95-5 2/22/95 Changes in Public Protection Classification
P-95-4 1/27/95 Changes in Public Protection Classification
P-95-3 1/18/95 Windstorm or Hail Exclusion Credits - Insurance Services Office (ISO) Dwelling Policy Program (l989 Edition)
P-95-2 1/13/95 Installment Payment Rules - Property Programs
P-95-1 1/9/95 Changes in Public Protection Classification